Nidhara is a personal finance manager for people whose money lives in more than one currency — expats, cross-border workers, and anyone tracking a “host” and a “home” financial life at once.
It is manual and private by design: you record your own accounts, expenses, budgets and loans, and Nidhara turns them into one clear picture — net worth, cash flow, budgets, and debt payoff — across two currencies.
Nidhara is built by KiruS, a small independent studio that builds private personal-finance and money-management tools. It is not a bank and does not connect to your bank accounts — you stay in control of what you enter.